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Please review these Terms and Conditions carefully.

IMPORTANT: THESE TERMS AND CONDITIONS CONTAIN A MANDATORY ARBITRATION PROVISION THAT, AS FURTHER SET FORTH IN SECTION 20 BELOW, REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES. THIS MEANS THAT YOU AND Limitless Ideas ARE EACH GIVING UP THE RIGHT TO SUE EACH OTHER IN COURT OR IN CLASS ACTIONS OF ANY KIND. IN ARBITRATION, THERE IS NO JUDGE OR JURY, AND THERE IS LESS DISCOVERY AND APPELLATE REVIEW THAN IN COURT.

1. Introduction

Welcome to the family of websites and applications provided by Limitless Ideas. These Terms and Conditions govern your access to and use of all Limitless Ideas Sites, among other things. By using the Limitless Ideas Sites, you affirm that you are of legal age to enter into these Terms and Conditions, or, if you are not, that you have obtained parental or guardian consent to enter into these Terms and Conditions and your parent or guardian consents to these Terms and Conditions on your behalf. If you violate or do not agree to these Terms and Conditions, then your access to and use of the Limitless Ideas Sites is unauthorized. Additional Terms and Conditions apply to some services offered on the Limitless Ideas Sites (e.g., Limitless Ideas Shop, Limitless Ideas Clients, and Gift Cards) or through other channels. Those Terms and Conditions can be found where the relevant service is offered on the Limitless Ideas Sites or otherwise and are incorporated into these Terms and Conditions by reference.

DEFINED TERMS:

In these Terms and Conditions:

• When we say “Limitless Ideas,” we mean LimitlessIdeas.com and Limitless Ideas, and any subsidiaries of Limitless Ideas, LLC. (including any subsidiaries that Limitless Ideas LLC. may form or acquire in the future), and their affiliates, directors, officers, employees, and agents. We also refer to Limitless Ideas as “we,” “us,” and “our.” But when we say “Limitless Ideas Entities,” we mean Limitless Ideas; its suppliers, vendors, contractors, and licensors.
• When we say “Limitless Ideas Sites,” we mean www.limitlessideas.com, its subdomains, the Limitless Ideas Apps, and all related functionality, (including but not limited to Chatbots and other Generative AI Features, defined in Section 16.J), services, and Content offered by or for Limitless Ideas on or through www.Limitlessideas.com and the Limitless Ideas Apps or the systems, servers, and networks used to make the Limitless Ideas Sites available.
• When we say “Limitless Ideas Apps,” we mean the official “Limitless Ideas App” for iPhone and Android, which can be downloaded from the iTunes App Store or the Google Play Store.
• When we say “you” or “your,” we mean any user (like you!) of any Limitless Ideas Site and any person who has notice of these Terms and Conditions.
• When we say “Terms and Conditions,” we mean these Terms and Conditions and all other terms and policies posted by Limitless Ideas on the Limitless Ideas Sites (and any updates by Limitless Ideas to these Terms and Conditions and those terms and policies).
• A few other key terms used in these Terms and Conditions:
  • When we say “Chatbot,” we mean an application feature or interface by which you are able to engage in voice or text communications that are intended to mimic human interactions and conversations, including through the use of Generative AI and third-party large language models.
  • When we say “Content,” we mean merchandise information, product descriptions, reviews, comments, messages, reviews, communications, feedback, submissions, suggestions, questions, and other information, data, content, and materials (including page headers, images, text, illustrations, formats, logos, hashtags, designs, icons, photographs, software programs, music clips or downloads, video clips, written and other materials and Inputs (as defined in Section 16.J).
  • When we say “Generative AI,” we mean artificial intelligence, including large language models made by us or third parties, capable of generating new text, images, or other media.
  • When we say “Ideas,” we mean ideas, concepts, feedback, and know-how that you make available in connection with the Limitless Ideas Sites.
  • When we say “make available,” we mean post, transit, publish, upload, distribute, transmit, display, provide, or otherwise submit or make available (including through any part of the Limitless Ideas Sites administrated by third-party social media platforms (e.g., Facebook or Instagram) that allow interaction with the Limitless Ideas Sites through the tools offered by such social media platforms).
  • When we say “Materials,” we mean Content that Limitless Ideas Entities make available on or through the Limitless Ideas Sites, including In Store Now information and Outputs (as defined in Section 16.J).

WARRANTY DISCLAIMERS AND LIABILITY LIMITATIONS: While there are important points throughout these Terms and Conditions, please note the warranty disclaimers and limitations on Limitless Ideas’ liability explained in Sections 17 and 18, respectively.

UPDATES: We may update these Terms and Conditions from time to time by notifying you of such changes by any reasonable means, including by posting a revised Terms and Conditions through the Limitless Ideas Sites. Any such changes will not apply to any dispute between you and us arising prior to the date on which we posted the revised Terms and Conditions incorporating such changes or otherwise notified you of such changes. You agree that it is your responsibility to regularly check limitlessideas.com for any updated Terms and Conditions. In addition, by continuing to use or access any of the Limitless Ideas Sites or otherwise engaging with Limitless Ideas after we post any changes, you accept the updated Terms and Conditions. The “Last Updated” legend above indicates when these Terms and Conditions were last changed.

2. Your Use of the Limitless Ideas Sites

You certify that the Content you provide on or through the Limitless Ideas Sites is accurate and that the information you provide on or through the Limitless Ideas Sites is complete. You are solely responsible for maintaining the confidentiality and security of your account, including your username, password, and PIN. Limitless Ideas is not responsible for any losses arising out of the unauthorized use of your account. You agree that Limitless Ideas does not have any responsibility if you lose or share access to your device. Any agreement between you and the issuer of your credit card, debit card, or other form of payment will continue to govern your use of such payment method on the Limitless Ideas Sites. You agree that Limitless Ideas is not a party to any such agreement, nor is Limitless Ideas responsible for the content, accuracy, or unavailability of any method used for payment. Your account may be restricted or terminated for any reason at our sole discretion. Except as otherwise provided by law, at any time without notice to you, we may (1) change, restrict access to, suspend, or discontinue the Limitless Ideas Sites or any portion of the Limitless Ideas Sites, and (2) charge, modify, or waive any fees required to use any services, functionality or other content available through the Limitless Ideas Sites or any portion of the Limitless Ideas Sites.

• In connection with the Limitless Ideas Sites, you will not:
  • Make available any Content through or in connection with the Limitless Ideas Sites that is or may be in violation of the content guidelines set forth in Section 3.C (Prohibited Content) below.
  • Make available through or in connection with the Limitless Ideas Sites any virus, worm, Trojan horse, Easter egg, time bomb, spyware, or other computer code, file or program that is or is potentially harmful or invasive or intended to damage or hijack the operation of, or to monitor the use of, any hardware, software, or equipment.
  • Use the Limitless Ideas Sites for any commercial purpose, or for any purpose that is fraudulent or otherwise tortious or unlawful.
  • Harvest or collect information about users of the Limitless Ideas Sites.
  • Interfere with or disrupt the operation of the Limitless Ideas Sites or the systems, servers, or networks used to make the Limitless Ideas Sites available, including by hacking or defacing any portion of the Limitless Ideas Sites; or violate any requirement, procedure, or policy of such servers or networks.
  • Restrict or inhibit any other person from using the Limitless Ideas Sites.
  • Reproduce, modify, adapt, translate, create derivative works of, sell, rent, lease, loan, timeshare, distribute, or otherwise exploit any portion of (or any use of) the Limitless Ideas Sites except as expressly authorized in these Terms and Conditions, without Limitless Ideas’s express prior written consent.
  • Reverse engineer, decompile, or disassemble any portion of the Limitless Ideas Sites, except where such restriction is expressly prohibited by applicable law.
  • Remove any copyright, trademark, or other proprietary rights notice from the Limitless Ideas Sites.
  • Frame or mirror any portion of the Limitless Ideas Sites, or otherwise incorporate any portion of the Limitless Ideas Sites into any product or service, unless you obtain Limitless ideas’ express prior written consent to do so.
  • Systematically download and store any Materials.
  • Use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine” or otherwise gather any Materials, or reproduce or circumvent the navigational structure or presentation of the Limitless Ideas Sites, without Limitless ideas’ express prior written consent.
  • Cause injury to any person or entity.
  • Violate any law, rule, or regulation, or these Terms and Conditions.
• You will not use the Limitless Ideas Sites or Limitless ideas’ name, logo, or brand to (1) send any unsolicited or unauthorized Content, including advertising, promotional materials, email, junk mail, spam, or other form of solicitation; or (2) use any meta tags or other hidden text or metadata utilizing a Limitless Ideas trademark, logo, URL, or product name without Limitless ideas’ written consent;
• You will not attempt to do anything, or permit, encourage, assist, or allow any third party to do anything, prohibited in this Section, or attempt, permit, encourage, assist, or allow any other violation of these Terms and Conditions.

3. Content and Ideas
4. Submitting Content and Ideas

Limitless Ideas provides functionality that enables users to make available Content and Ideas in connection with their use of the Limitless Ideas Sites. Any text in Content should be written in English. You acknowledge and agree that you are responsible for all Content and Ideas you make available in connection with any Limitless Ideas Site. You represent and warrant that (1) you have the authority to grant the rights in such Content and Ideas as set forth in these Terms and Conditions, including in Section 3(B) below; and (2) such Content and Ideas, and the use of such Content and Ideas, will not violate any term of these Terms and Conditions. This means you will be responsible for the legality, the accuracy, the appropriateness, the originality, and your rights in any such Content and Ideas.

1. Limitless Ideas Rights to Use Content and Ideas

You grant to Limitless Ideas a royalty-free, perpetual, irrevocable, worldwide, unlimited, nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform and display (publicly or otherwise) any Content that you make available, in any media or medium, and in any form, format, or forum now known or hereafter developed. You further agree that Limitless Ideas is free to use any Ideas for any purpose. Limitless Ideas may sublicense its rights in Content and Ideas through multiple tiers of sublicenses. Limitless Ideas is, and will be, under no obligation (1) to maintain any Content or Idea in confidence; (2) to pay any compensation for any Content or Idea; or (3) to respond to any Content or Idea. You grant to Limitless Ideas the right to use any name associated with any Content or Idea that you make available to Limitless Ideas, although Limitless Ideas has no obligation to exercise such right, or to otherwise provide any attribution for any Content or Idea.

1. Prohibited Content

You agree that you will not make available Content in connection with the Limitless Ideas Sites that:

• is false, fraudulent, inaccurate, or misleading;
• contains your full name(s), or any other confidential personally identifiable information of yourself or others;
• violates any local, state, federal, or international laws or is otherwise tortious;
• is protected by or would infringe on the rights of others (including Limitless Ideas), including any patent, copyright, trademark, trade secret, right of publicity or privacy, or any other proprietary right, without the express prior written consent of the applicable owner;
• is obscene, indecent, pornographic, or otherwise objectionable;
• is derogatory, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity as determined by Limitless Ideas in its sole discretion;
• victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
• is violent or threatening, or promotes violence against, or actions that are threatening to, any individual or group;
• contains advertisements, solicitations, or spam links to other websites or individuals, without prior written permission from Limitless Ideas;
• contains or relates to chain letters or pyramid schemes;
• impersonates another business, person, or entity, including Limitless Ideas, its related entities, employees, and agents;
• violates any policy posted on the Limitless Ideas Sites; or
• is intended to cause harm, damage, disable, or otherwise interfere with the Limitless Ideas Sites or our partners.

4. Monitoring by Limitless Ideas

Limitless Ideas will have the right (but not the obligation), in our sole discretion, to monitor, evaluate, and analyze Content, and any use of and access to the Limitless Ideas Sites, including to determine compliance with these Terms and Conditions and any other operating rules that may be established by Limitless Ideas from time to time. Limitless Ideas will also have the right (but not the obligation), in our sole discretion, to edit, move, delete, or refuse to make available any Content made available through the Limitless Ideas Sites, for any reason, including violation of these Terms and Conditions, whether for legal or other reasons. Despite this right of ours, you are solely responsible for any Content you make available, and you agree to indemnify Limitless Ideas for all claims resulting from any Content you make available.

5. Materials Available on the Limitless Ideas Sites

Limitless Ideas and its suppliers and licensors may make available various Materials. The Materials are for educational and informational purposes only, and errors may appear from time to time. Before you act in reliance on any Materials, you should confirm any facts that are important to your decision. The Limitless Ideas Entities make no warranty as to the reliability, accuracy, timeliness, usefulness, or completeness of any Materials. If you find an error or notice something that does not look quite right on the Limitless Ideas Sites, we would appreciate it if you let us know by contacting us at 800-284-9060 (Your feedback is a big part of what helps Limitless Ideas to get better at helping you!)

NO MATERIALS RELATED TO HEALTH, WELLNESS, PRESCRIPTIONS, OR PHARMACEUTICALS ARE INTENDED TO SUBSTITUTE FOR THE DIAGNOSIS, TREATMENT AND ADVICE OF A MEDICAL PROFESSIONAL, AND SUCH MATERIALS DO NOT COVER ALL POSSIBLE USES, PRECAUTIONS, SIDE EFFECTS, AND INTERACTIONS, AND SHOULD NOT BE CONSTRUED TO INDICATE THAT ANY DRUG IS SAFE OR EFFECTIVE FOR YOU. CONSULT THE PRODUCT INFORMATION (INCLUDING PACKAGE INSERTS) REGARDING DOSAGE, PRECAUTIONS, WARNINGS, AND INTERACTIONS, AND YOUR MEDICAL PROFESSIONAL, FOR GUIDANCE BEFORE USING ANY PRESCRIPTION OR OVER-THE-COUNTER DRUG.

THE Limitless Ideas ENTITIES ASSUME NO RESPONSIBILITY FOR ANY CONSEQUENCE RELATING DIRECTLY OR INDIRECTLY TO ANY ACTION OR INACTION YOU TAKE BASED ON THE MATERIALS.

6. Merchandise

The Sites may make available listings, descriptions, and images of goods and services (collectively, “Products”). Such Products may be made available by us or by third parties. We make no representations as to the completeness, accuracy, reliability, validity, or timeliness of such listings, descriptions, or images (including any features, specifications, and prices contained on the Sites). Such information and the availability of any Product are subject to change at any time without notice.

We have made efforts to accurately display the attributes of Products, including the applicable colors. However, as the actual colors you see will depend on your monitor, we cannot guarantee that your monitor’s display of any color will accurately reflect the actual product color or finish. In addition, certain weights, measures, and similar descriptions are approximate and are for convenience only.

We sell Products for children’s use; however, these Products are intended for sale to adults.

Limitless Ideas has no liability to you for content on the Limitless Ideas Sites that you find to be offensive, indecent, or objectionable. Certain videos, movies, TV programs, video games, computer games, and other Products are labeled with age restrictions or are intended for individuals of certain ages or “mature audiences” only. By ordering an age-restricted item, you certify that you satisfy the age restrictions.

Limitless Ideas is not responsible for, and cannot guarantee the performance of, goods and services provided by third parties, including any Limitless Ideas Entity, Marketplace Retailer (as defined below in Section 16.A), our advertisers, or other third parties to whose sites we link. While our goal is to provide accurate information, product packaging and material may contain more and/or different information than that provided on Limitless Ideas Sites, including the product description, country of origin, nutrition, ingredients, allergens, and other information. Always read labels, warnings, directions, and other information provided with the product before using or consuming the product. For additional information about a product, please contact the manufacturer. Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent any disease or health condition. If you find a product is not as described, your sole remedy is to return it in unused condition (excluding products that are not eligible for return), in accordance with Limitless Ideas’ return policy. It is your responsibility to ascertain and obey all applicable local, state, federal, and foreign laws (including minimum age requirements) regarding the purchase, possession, and use of any Product.

7. Third Party Sites

References on Limitless Ideas Sites to any names, marks, products, or services of third parties, or links to third-party sites or information, are not an endorsement, sponsorship, or recommendation of the third party or its information, products, or services. Limitless Ideas is not responsible for the content of any third-party linked site or any link contained in a linked site, including any third-party social media or mobile app platform with which the Limitless Ideas Sites operate or otherwise interact, nor is Limitless Ideas responsible for the acts or omissions of any operator of any such site or platform. Your use of any such third-party site or platform is at your own risk, and will be governed by such third party’s terms and policies (including its privacy policy).

8. Placing an Order
9. Order Acceptance and Billing

You represent and warrant that you have the right to use any credit card or other means of payment that you provide to us. By providing payment card information to us, you authorize us to store and use the card as a payment method for purchases made through your LimitlessIdeas.com account, including on Limitless Ideas affiliated sites and properties which you access via your LimitlessIdeas.com account credentials. Limitless Ideas participates in account update services offered by some banks. If your bank participates in account updater services, these services will automatically update your card number or expiration date in our system when it changes. If you do not want to have your cards automatically updated, you can opt out of these services by contacting your issuing bank. All billing information you provide to us must be truthful and accurate. Providing any untruthful or inaccurate information is a breach of these Terms and Conditions and may result in cancellation of your order. Prior to accepting an order, we may also request additional information from you. Verification of information may be required prior to the acknowledgment or completion of any purchase. We reserve the right to refuse or cancel an order for any reason, including limitations on quantities available for purchase, inaccuracies, or errors in product or pricing information, or problems identified by our credit and fraud avoidance department. If your order is canceled after your credit card (or other payment account) has been charged, we will issue a credit to your credit card (or other applicable payment account) in the amount of the charge. We will attempt to contact you if all or any portion of your order is canceled or if additional information is required to accept your order. Limitless Ideas may request pre-authorization for some orders placed online with a credit or debit card. This pre-authorization will not be billed to you; however, your card issuer may hold this amount for a short period. Your card issuer determines the length of time the pre-authorization is held. We do this to ensure that the card details are still valid and that you have sufficient funds to complete the transaction.

By confirming your purchase at the end of the checkout process, you agree to accept and pay for the Products, as well as all shipping and handling charges and applicable taxes and fees. You will not be charged for most orders until the order has shipped. Some exceptions (when you will be charged at the time your order is placed) are: (i) orders or preorders paid for with a Gift Card, eGift Card, or PayPal account; and (ii) orders paid using the in-store “Cash” payment method.

Limitless Ideas reserves the right, including without prior notice, to limit the quantity of items purchased per person, per household, or per order for any reason. We will attempt to notify you should such limits be applied. Limitless Ideas also reserves the right, at our sole discretion, to prohibit sales to dealers or resellers. For purposes of these Terms and Conditions, “reselling” will be defined as purchasing or intending to purchase any Product(s) from Limitless Ideas for the purpose of engaging in a commercial sale of the same Product(s) to a third party.

In addition to any other remedies available to it, Limitless Ideas may, in its sole discretion, restrict or terminate your account, or cancel or refuse orders for violations of, or abuse of, the Limitless Ideas returns policy.

1. Pricing Information; Availability

Limitless Ideas cannot confirm the price or availability of an item until after your order is placed. Pricing or availability errors may occur on the Limitless Ideas Sites or through Marketplace Retailers. The receipt of an order confirmation does not constitute our acceptance of an order or our confirmation of an offer to sell a Product. Limitless Ideas reserves the right to cancel any orders containing pricing or availability errors, with no further obligations to you, even after your receipt of an order confirmation or shipping notice from Limitless Ideas. Limitless Ideas may, at its discretion, either contact you for instructions or cancel your order and notify you of such cancellation. Pricing for products may be different on the Limitless Ideas Sites or from prices available in Limitless Ideas stores or on Limitless Ideas Apps.

1. Promotional Codes

Promotional codes are limited in nature and may expire or be discontinued with or without notice. Promotional codes are void where prohibited by law. Promotional codes may not be copied, sold, or otherwise transferred. They are not redeemable for cash and are subject to cancellation or change at any time for any reason without notice. We reserve the right in our discretion to impose conditions on the offering of any promotional code.

1. Gift Cards

The risk of loss and title to any gift cards passes to the purchaser upon our electronic transmission to the recipient or delivery to the carrier, whichever is applicable. Your purchase and use of gift cards are subject to the full Terms and Conditionss related to gift cards by contacting us at 800-284-9060

1. Tax Exempt Purchases

To obtain tax-exempt purchasing privileges for purchases on Limitless Ideas.com, you must follow the tax-exempt registration procedure as described on the Site. As part of this process, you may be required to provide additional information to Limitless Ideas to confirm your tax-exempt status (for example, a valid state tax-exempt number). You represent and warrant that any information you provide to Limitless Ideas as part of the tax-exempt registration process is valid, accurate, and complete. You will promptly notify Limitless Ideas of any updates or changes to your tax-exempt status and will promptly provide Limitless Ideas with any updated information or documentation. If you purchase any products or services for a tax-exempt purpose and use those products or services for any other purpose, you will report and pay all taxes required under applicable law. If you are a tax-exempt organization, all tax-exempt purchases must be used exclusively by your organization for tax-exempt purposes only. You will comply with all other applicable requirements for tax-exempt purchases under applicable law. You will hold Limitless Ideas harmless from and will indemnify Limitless Ideas against any claim, loss, or expense occurring from any failure to comply with your resale permits or any other tax-exempt requirements, and your exemption will be subject to immediate cancellation.

You further agree that if you do not use the products or services purchased with your tax-exempt account for the purpose for which your tax exemption applies, you will report and pay sales and use taxes directly to the state relating to the products or services to the extent required by law. In order to qualify for exemption, you may be required by law to pay us using your organization’s payment method (e.g., a company credit card) and not a personal payment method (e.g., a personal credit card). To the extent you have a Business Account, you acknowledge that if you, or any business user accounts associated with your Business Account, make tax-exempt purchases with a tax exemption certificate associated with the Business Account, those purchases are made with the tax-exempt organization’s funds. You will comply with such requirement to the extent required by law.

9. Shipping and Delivery

Products will be shipped to an address designated by you, if applicable, so long as such address is complete and complies with the shipping restrictions contained on the Limitless Ideas Sites. All transactions are made pursuant to a shipping contract, and, as a result, risk of loss and title for Products pass to you upon delivery of the Products to the carrier.

Delivery of Products purchased from the Limitless Ideas Sites to addresses outside the United States is limited. Some Products also have restricted delivery within the United States. Some Products may be available for pickup at physical Limitless Ideas store locations. Estimated delivery times are determined based on the method of shipping chosen when the Products are purchased and the destination of the Products.

10. Export Policy

You acknowledge that (a) goods licensed or sold on the Limitless Ideas Sites, and (b) any software or technology purchased, downloaded, or used from the Limitless Ideas Sites, are subject to the customs and export control laws and regulations of the United States of America and may also be subject to the customs and export laws and regulations of the country in which the products are manufactured and/or received, and you agree to comply with all applicable laws. You agree, represent, and warrant that no Materials will be accessed from, downloaded in, released in, carried to, transferred to, transshipped through, exported to, or re-exported (collectively “transferred”) to any territory (or national resident thereof), person, entity, or organization to which such Materials could not be transferred directly from the United States or by a U.S. person without a license, including without limitation to any person on the U.S. Treasury Department’s List of Specially Designated Nationals or the U.S. Department of Commerce’s Denied Persons List or Entity List.

11. Intellectual Property

The Limitless Ideas Sites and all Materials, and all copyrights, trademarks, trade dress, and other intellectual property rights therein (collectively, the “IP”) are owned or controlled by or licensed to Limitless Ideas, and are protected by U.S. and international trademark, copyright, and other intellectual property laws. Materials are licensed (not sold) to end users. Subject to your compliance with these Terms and Conditions, and solely for so long as you are permitted by Limitless Ideas to use the Limitless Ideas Sites, you may access, view, download, and print the Materials for your personal, non-commercial use only; provided, however, that you (1) retain all copyright, trademark, or other proprietary designations contained on all Materials; (2) do not modify or alter the Materials in any way; and (3) do not provide or make available the Materials to any third party in a commercial manner. In addition, subject to your compliance with these Terms and Conditions, and solely for so long as you are permitted by Limitless Ideas to use the Limitless Ideas Apps, we permit you, on a limited, non-exclusive, revocable, non-transferable, non-sublicensable basis, to install and use the Limitless Ideas Apps on a mobile device that you own or control, solely for your personal, non-commercial use. If you fail to comply with any of the terms or conditions of these Terms and Conditions, you must immediately cease using the Limitless Ideas Apps and remove (that is, uninstall and delete) the Limitless Ideas Apps from your mobile device.

No license, right, title, or interest in the Limitless Ideas Sites or any Materials is transferred to you as a result of your use of the Limitless Ideas Sites or your accessing, viewing, downloading, or printing of the Materials. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell, or participate in any sale of or exploit in any way, in whole or in part, any of the Materials or the Limitless Ideas Sites. The Limitless Ideas Sites and Materials may be used only as a personal shopping resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance of the Limitless Ideas Sites and the Materials, is strictly prohibited. The compilation (meaning the collection, arrangement, and assembly) of the Limitless Ideas Sites and Materials is the exclusive property of Limitless Ideas and is also protected by U.S. and international copyright laws.

Limitless Ideas, the LIMITLESSIDEAS.COM names and logos, and all other graphics, logos, page headers, button icons, scripts, and service names included in or made available through any of the Limitless Ideas Sites are trademarks or trade dress of Limitless Ideas in the U.S. and other countries. All other marks are the property of their respective companies.

12. Procedure for Making a Claim of Copyright Infringement

We respect the intellectual property of others. If you believe that your work has been copied and is accessible on the Limitless Ideas Sites in a way that constitutes copyright infringement, please contact us for instructions on how to report possible copyright infringement.

13. Privacy

You acknowledge that any personal information that you provide through the Limitless Ideas Sites will be used by Limitless Ideas in accordance with Limitless Ideas’s Privacy Policy (available by clicking here), which may be updated by Limitless Ideas from time to time. If you purchase an item on LimitlessIdeas.com sold by a Marketplace Retailer or a Limitless Ideas supplier, Limitless Ideas may share certain information with that Marketplace Retailer or supplier to permit the Marketplace Retailer or supplier, as applicable, to fulfill and ship your order, process returns, and provide customer service.

You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose to Limitless Ideas and its third-party service providers your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, solely to verify your identity and prevent fraud for the duration of the business relationship. See the Limitless Ideas Privacy Policy for how Limitless Ideas treats your data.

14. Third-Party Software & Licensing Notices

The Limitless Ideas Sites may include certain third-party technologies and open source materials (collectively, “Third-Party Technology”). Your use of such Third-Party Technology is subject to these Terms and Conditions, as well as the applicable Terms and Conditionss of such third parties, set forth at in our Privacy Polices, which are incorporated in these Terms and Conditions by reference.

15. Promotions

Any sweepstakes, contests, raffles, surveys, games, or similar promotions (collectively, “Promotions”) made available through the Limitless Ideas Sites may be governed by rules that are separate from or supplement these Terms and Conditions. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will govern.

16. Terms Applicable to Special Limitless Ideas Services
17. eReceipts

Certain Limitless Ideas Sites may permit or require the use of electronic receipts (“eReceipt”) for purchases made by you through a mobile device or other electronic device. Your eReceipt is a digital copy of your Limitless Ideas in-store purchase receipt. Any use of the Limitless Ideas eReceipt service is subject to the following additional terms:

• To register for eReceipts, you must first have an account with LimitlessIdeas.com and then validate your mobile number via a text message. LimitlessIdeas.com accounts are subject to these Terms and Conditions. If you initiate the registration process for eReceipts at the cash register, you will be required to enter a mobile number into the PIN pad and then validate your mobile number via a text message. By registering for Limitless Ideas eReceipts, you consent to receive an automated text message and accept any message and data rates that may apply for receipt of a text message.
• There is no charge from us to use Limitless Ideas eReceipts, but your data service provider’s message and data charges may apply. Limitless Ideas and text message carriers are not liable for delayed or undeliverable messages.
• All information provided to Limitless Ideas by users of the Limitless Ideas eReceipts will be subject to our Privacy Policy.
• We may alter, suspend, or terminate your use of Limitless Ideas eReceipts at any time at our discretion, without notice to you. We are not responsible for any losses associated with your inability to access the Internet and/or Limitless Ideas eReceipts. Requesting an eReceipt at the register will not automatically submit your eReceipt. Use of the Limitless Ideas eReceipts service is subject to all applicable laws and regulations.

1. Chatbots and Use of Generative AI.

The Limitless Ideas Sites may include Chatbots and other Generative AI, and Materials on the Limitless Ideas Sites may be generated by Generative AI (the “Generative AI Features”). The Generative AI Features are subject to the following additional terms.

• Due to the nature of Generative AI, the information, responses and recommendations generated for you and other users through Generative AI Features (collectively, the “Output”) may not be accurate, complete or up-to-date and may be misleading or contain errors and omissions, or the Generative AI Features may misunderstand the Content that you input (the “Input”) and may be responding to a different question than asked. You should review and verify the Output before making any purchases, engaging in other transactions from the Limitless Ideas Sites, or taking any other action based on any such Output.
• Pricing information generated by Generative AI Features may be inaccurate, incomplete, or out of date. Pricing information provided by Generative AI Features does not constitute an offer to sell the item at the stated price or acceptance of an offer to purchase the item at the stated price. Refer to Limitless Ideas’ Terms and Conditions at Section 8.B. Pricing Information; Availability for further information on item pricing.
• Unless an associated disclosure states otherwise, the Output may be based on information available on LimitlessIdeas.com or provided by manufacturers, suppliers, or sellers of items, Limitless Ideas service providers, customer reviews, or other publicly available information, and third-party AI models. None of these sources has been verified by Limitless Ideas. Any views or opinions expressed in the Output do not necessarily reflect those of Limitless Ideas and should not be attributed to Limitless Ideas.
• Using the Generative AI Features to produce violent, abusive, or deceptive content or to otherwise cause harm is strictly prohibited. You are also prohibited from attempting to “break” or “trick” the Generative AI Features into disregarding safeguards or other features or messages aimed at protecting the public.

The Output provided by the Generative AI Features is intended for general informational purposes only. You should not use any Output provided by the Generative AI Features as the basis for making any legal, safety, health, regulatory, or similarly important decision. Users of the Generative AI Features are solely responsible for independently verifying and evaluating the Output, and for any decisions they make based on the Output. Further, you understand that due to the nature of machine learning and Generative AI, the Output from the Generative AI Features may not be unique across users, and the Generative AI Features may generate or return the same or similar Output to Limitless Ideas or a third party, and other users may also ask similar questions and receive the same or similar responses. Outputs that are requested by and generated for other users are not considered your Content.  However, you are responsible for any Input you submit to the Generative AI Features.

• Do not share any sensitive or personal data, or any proprietary or confidential information, with the Generative AI Features. Additionally, you understand and agree that Input to the Generative AI Features may not be kept confidential, and any of your Content (including but not limited to the Inputs), as well as your purchasing history from the Limitless Ideas Sites, your use of promotions as well as personal information, may be used to further enhance and improve the Generative AI Features, the underlying model and the Limitless Ideas Sites as well as to generate Output. Inputs will be collected, used, and retained by Limitless Ideas in order to answer questions and inquiries from you as well as other users, to help improve how the Generative AI Features operate, and for the other purposes described in Limitless Ideas Privacy Policy. Though you have a right to use all Outputs generated by the Generative AI Features, the Outputs are owned by Limitless Ideas.
• The Generative AI Features are provided on an “as is” and “as available” basis, and the Limitless Ideas Entities do not make any representations or warranties of any kind, express or implied, in relation to merchantability, accuracy (of materials data or any other information, response, results or content) and fitness for a particular purpose. The Limitless Ideas Entities do not warrant that the Generative AI Features will operate without interruption or be accurate, complete or error free, or that the Generative AI Features will meet your expectations, or that any Content and Materials processed or generated by the Generative AI Features will be secure, not lost, or altered.
• Limitless Ideas Entities will not be liable for your use or inability to use the Generative AI Features, any inaccurate information generated by the Generative AI Features, or any Materials generated by the Generative AI Features or generated from the Limitless Ideas Sites.

17. Disclaimer of Warranties

THE Limitless Ideas SITES, AND ALL CONTENT, MATERIALS, PRODUCTS, SERVICES, FUNCTIONALITY, AND OTHER ITEMS INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE Limitless Ideas SITES, AND/OR Limitless Ideas STORE LOCATIONS, ARE PROVIDED BY Limitless Ideas ON AN “AS IS” AND “AS AVAILABLE” BASIS. NO Limitless Ideas ENTITY MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE Limitless Ideas SITES OR THE CONTENT, MATERIALS, PRODUCTS, SERVICES, FUNCTIONALITY, OR OTHER ITEMS INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE Limitless Ideas ENTITIES DISCLAIM ALL WARRANTIES, EXPRESS, STATUTORY, OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, THE Limitless Ideas ENTITIES DISCLAIM ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, FOR ANY MERCHANDISE OFFERED. YOU ACKNOWLEDGE THAT, TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW, YOUR USE OF THE LIMITLESS IDEAS SITES IS AT YOUR SOLE RISK. THIS SECTION 17 DOES NOT LIMIT THE TERMS OF ANY PRODUCT WARRANTY OFFERED BY THE MANUFACTURER OF AN ITEM THAT IS SOLD BY Limitless Ideas  TO YOU. THIS DISCLAIMER CONSTITUTES AN ESSENTIAL PART OF THESE TERMS AND CONDITIONS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE LIMITLESS IDEAS SITES AND AGREE THAT ANY INFORMATION YOU SEND OR RECEIVE DURING YOUR USE OF THE LIMITLESS IDEAS SITES MAY NOT BE SECURE AND MAY BE INTERCEPTED OR OTHERWISE ACCESSED BY UNAUTHORIZED PARTIES. YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NO Limitless Ideas ENTITY IS RESPONSIBLE FOR ANY LOSS OR DAMAGE TO YOUR PROPERTY OR DATA THAT RESULTS FROM ANY MATERIALS YOU ACCESS OR DOWNLOAD FROM THE Limitless Ideas SITES. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE FOREGOING LIMITATIONS MAY NOT APPLY TO YOU.

18. Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW, Limitless Ideas ENTITIES WILL NOT BE LIABLE TO YOU OR TO ANY OTHER PERSON UNDER ANY CIRCUMSTANCES OR UNDER ANY LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL LOSSES OR DAMAGES OF ANY NATURE EVEN IF AN AUTHORIZED REPRESENTATIVE OF A Limitless Ideas ENTITY HAS BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW, THIS DISCLAIMER APPLIES TO, BUT IS NOT LIMITED TO, ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECTS, DELAY IN OPERATION OR TRANSMISSION, LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, COMPUTER FAILURE OR MALFUNCTION, COMPUTER VIRUSES, FILE CORRUPTION, COMMUNICATION FAILURE, NETWORK OR SYSTEM OUTAGE, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, LOSS OF USE OF ANY RECORD OR DATA, AND ANY OTHER TANGIBLE OR INTANGIBLE LOSS. SUBJECT TO THE FOREGOING, TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW, NO Limitless Ideas ENTITY WILL BE LIABLE FOR ANY DAMAGES IN EXCESS OF THE FEES PAID BY YOU IN CONNECTION WITH YOUR USE OF THE Limitless Ideas SITES DURING THE SIX (6) MONTH PERIOD PRECEDING THE DATE ON WHICH THE CLAIM AROSE.

YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PROVIDED BY APPLICABLE LAW, NO Limitless Ideas ENTITY WILL BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY SELLER (INCLUDING ANY MARKETPLACE RETAILER), SHOPPER, OR OTHER USER OF THE Limitless Ideas SITES.

19. Indemnification

You agree to defend (at Limitless Ideas’s option), indemnify, and hold the Limitless Ideas Entities harmless from and against any and all liabilities, claims, damages, costs, and expenses, including attorneys’ fees and costs, arising from or related to your misuse of the Limitless Ideas Sites or any breach by you of these Terms and Conditions. Limitless Ideas reserves the right, at our expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you and, in any case, you agree to cooperate with Limitless Ideas if and as requested by Limitless Ideas in the defense and settlement of such matter.

20. Disputes, Arbitration, and Applicable Law

PLEASE READ THIS SECTION CAREFULLY. IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

1. Arbitration Agreement.

EXCEPT FOR DISPUTES THAT QUALIFY FOR SMALL CLAIMS COURT, YOU AGREE THAT ALL DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS AND CONDITIONS OR ANY ASPECT OF THE RELATIONSHIP BETWEEN YOU AND Limitless Ideas, INCLUDING ANY PRODUCTS OR SERVICES OFFERED OR SOLD BY Limitless Ideas OR THE Limitless Ideas ENTITIES, WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION, OR ANY OTHER LEGAL THEORY, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION BEFORE A SINGLE NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY. EXCEPT AS OTHERWISE PROVIDED IN THESE TERMS AND CONDITIONS, YOU AND Limitless Ideas AGREE THAT EACH IS WAIVING THE RIGHT TO SUE IN COURT AND TO HAVE A TRIAL BY A JURY. This paragraph may be referred to as the Arbitration Agreement in these Terms and Conditions.

1. Class Action and Mass Action Waiver.

YOU AND Limitless Ideas AGREE THAT ANY ARBITRATION REQUIRED BY THE ARBITRATION AGREEMENT WILL TAKE PLACE ON AN INDIVIDUAL BASIS. You and Limitless Ideas each agree to waive the right to have any dispute or claim subject to the Arbitration Agreement brought, heard, administered, resolved, or arbitrated as a class arbitration, class action, collective action, or Mass Action to the maximum extent permitted by law. “Mass Action” means a situation in which a party is represented by a law firm or other representative, or a collection of law firms or other representatives, that has initiated more than one hundred (100) arbitration Demands with common questions of law or fact against Limitless Ideas within 180 days of initiating your arbitration Demand. This paragraph may be referred to as the “Class Action and Mass Action Waiver” in these Terms and Conditions. Nothing in these Terms and Conditions precludes you from bringing issues to the attention of federal, state, or local government agencies, and, if the applicable law allows, such agencies may seek relief against Limitless Ideas for you.

1. Initiating a Demand for Arbitration.

Any arbitration required by the Arbitration Agreement shall be initiated by you or Limitless Ideas by sending the other a written demand for arbitration (“Demand”) only via first-class mail, FedEx, or UPS within the statute of limitations period. Your Demand shall be delivered to: Limitless Ideas LLC. Legal Department, 2470 Windy Hill Rd, Suite 410, Marietta, Georgia 30067. The Demand must include (i) the name, telephone number, mailing address, and email address of the person or entity seeking arbitration; (ii) a statement of the legal claims asserted and the factual basis for those claims; (iii) a description of the remedy sought and an accurate, good-faith calculation of the amount in controversy; (iv) the original personal signature of the party seeking arbitration; and (v) the original personal signature of any legal counsel or other representative purporting to represent the party seeking arbitration. For purposes of this paragraph, “original personal signature” does not include any digital, scanned, electronic, copied, or facsimile signature. An original personal signature on the Demand certifies the following: (i) the Demand is not being presented for any improper purpose, such as to harass, cause unnecessary delay, or needlessly increase the cost of litigation; (ii) the claims and other legal contentions are warranted by existing law or by a non-frivolous argument for extending, modifying, or reversing existing law or for establishing new law; and (iii) the factual contentions have evidentiary support or, if specifically so identified, will likely have evidentiary support after a reasonable opportunity for further investigation or discovery. The original personal signature by the party seeking arbitration shall verify under penalty of perjury that the factual statements contained in the Demand are true and correct. Compliance with this paragraph tolls any applicable statute of limitations as to any dispute or claim subject to the Arbitration Agreement that is stated in the Demand.

1. Filing a Demand for Arbitration.

A party seeking arbitration of any dispute or claim subject to the Arbitration Agreement shall submit a copy of the Demand to the American Arbitration Association (“AAA”) sixty (60) or more days after the Demand is initiated pursuant to Section 20.3 of these Terms and Conditions. The arbitration will be administered by the AAA pursuant to the current AAA Consumer Arbitration Rules, except to the extent modified by these Terms and Conditions. The AAA rules and instructions are available on the AAA website at www.adr.org/consumer.

1. Conduct of Arbitration.

In any arbitration of a dispute or claim that is subject to the Arbitration Agreement:

• You or Limitless Ideas may file such dispositive motions as would be permitted by the Federal Rules of Civil Procedure without obtaining permission from the arbitrator. Upon the filing of any dispositive motion, the arbitrator may stay all further action and deadlines in the arbitration until deciding such motion.

1. The parties shall have the right to conduct such discovery from the opposing party or any third party that is proportional to the needs of the claim or dispute, considering the importance of the issues at stake, the amount in controversy, the importance of the discovery in resolving the issues, and whether the burden or expense of the proposed discovery outweighs its likely benefit. Proportionality shall be decided by the arbitrator when requested by either party.

1. The arbitrator shall conduct any calls, conferences, or hearings by teleconference or videoconference, unless the arbitrator determines that an in-person hearing is appropriate. Any in-person hearing will be held at a location that is reasonably convenient. You and an employee of Limitless Ideas shall attend all arbitrator calls, conferences, and hearings.

1. A party may make a written offer of judgment at least seven (7) days before the date set for the arbitration hearing.

1. If the arbitrator finds that a party’s claim, counterclaim, or appeal was frivolous, asserted in bad faith, or pursued for purposes of harassment, the arbitrator shall award the opposing party its attorneys’ fees, costs, and expenses and all amounts charged by AAA for the arbitration.

1. The arbitrator will follow these Terms and Conditions and the law. The arbitrator shall not have the authority to commit errors of law or legal reasoning. The arbitrator may award relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that individual party’s claim. The arbitrator may not award relief for or against anyone who is not a party, though the individual relief awarded by the arbitrator may incidentally affect non-parties.

1. You or Limitless Ideas may appeal an arbitration award that manifestly disregards the law by filing a notice of appeal with the AAA within 30 days after an award is rendered and delivered to the parties. The appeal shall be heard by a single arbitrator unless the parties agree to a multi-arbitrator appellate panel. The arbitrator(s) assigned to the appeal shall be selected by agreement of the parties from among those on the AAA Appellate Panel. If the parties are unable to agree, AAA shall appoint the arbitrator(s) from among those on the AAA Appellate Panel. An arbitrator who previously presided over any aspect of a case shall be ineligible to serve as an appellate arbitrator in that same case. The appeal, including briefing, shall be conducted pursuant to the parties’ agreement or the appellate arbitrator(s)’ orders if the parties are unable to agree.

1. Process for Arbitration Bellwether Demands.

If twenty-five (25) or more Demands for arbitration of a dispute or claim subject to the Arbitration Agreement are initiated (i) that involve common questions of law or fact and (ii) where the initiating parties are represented by the same law firm, the same group of coordinated law firms, or the same representative, then such Demands shall be coordinated pursuant to this paragraph. The group of claimants and the group of respondents shall each select five (5) Demands, for a total of ten (10), to be filed with AAA (collectively the “Bellwether Demands”). Each of the Bellwether Demands shall be assigned by AAA to a different arbitrator chosen from its national roster. After ninety (90) days from the date all Bellwether Demands have been arbitrated and any appeals exhausted, any remaining Demands subject to this paragraph may be filed with AAA. The AAA Supplementary Rules for Multiple Case Filings shall apply to the extent they are not inconsistent with this paragraph. Notwithstanding any other provision in the Terms and Conditions, You and Limitless Ideas agree that a court of competent jurisdiction shall have the authority to enforce the terms of this paragraph with injunctive or other relief.

1. Severability.

If (i) any dispute or claim subject to the Arbitration Agreement is filed as a class arbitration, class action, collective action, representative action, or Mass Action and (ii) if the Class Action and Mass Action Waiver is held invalid or unenforceable as to such dispute or claim, then the Arbitration Agreement does not apply to that dispute or claim and such dispute or claim must be brought in a court of competent jurisdiction. If any provision of Section 20 other than the Class Action and Mass Action Waiver is held invalid or unenforceable as to a particular dispute or claim, then such provision shall be severed from the Terms and Conditions, and the remainder of the Terms and Conditions shall be enforceable to the maximum extent permitted by law.

1. Applicable Law.

The Federal Arbitration Act (“FAA”) governs the interpretation and enforcement of Section 20 of these Terms and Conditions. If the FAA is found not to apply to any portion of Section 20 of these Terms and Conditions, then the applicable laws of the State of Georgia shall apply without regard to choice-of-law principles.

21. Termination

These Terms and Conditions are effective unless and until terminated by either you or LimitlessIdeas. You may terminate these Terms and Conditions at any time, provided that you discontinue any further use of the Limitless Ideas Sites. We may also terminate these Terms and Conditions at any time and may do so immediately without notice, and deny you access to the Limitless Ideas Sites, if in our sole discretion you fail to comply with any term or provision of these Terms and Conditions. Upon any termination of these Terms and Conditions by either you or Limitless Ideas, you must promptly destroy all Materials and other Content downloaded or otherwise obtained from the Limitless Ideas Sites, as well as all copies of such Content, whether made under these Terms and Conditions or otherwise. The following sections will survive any termination of these Terms and Conditions: “Your Use of the Limitless Ideas Sites,” “Content and Ideas,” “Monitoring by Limitless Ideas,” “Materials Available on the Limitless Ideas Sites,” “Merchandise,” “Third Party Sites,” “Placing an Order with Limitless Ideas,” “Shipping and Delivery,” “Export Policy,” “Intellectual Property” (excluding the rights granted to you in that Section), “Privacy,” “Third-Party Software & Licensing Notices,” “Indemnification,” “Termination,” “Disclaimer of Warranties,” “Limitation of Liability,” “Disputes & Arbitration,” and “General”.

22. General

These Terms and Conditions represent the complete agreement and understanding between you and Limitless Ideas and supersede all prior agreements and representations between the parties with respect to the subject matter of these Terms and Conditions. These Terms and Conditions do not, and shall not be construed to, create any partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between you and Limitless Ideas. Headings used in these Terms and Conditions are for reference purposes only and in no way define or limit the scope of the section. Except as provided in Section 20 above, if any provision of these Terms and Conditions is held to be unenforceable for any reason, such provision will be reformed only to the extent necessary to make it enforceable, and the other terms of these Terms and Conditions will remain in full force and effect. Except as provided in Section 20 above, these Terms and Conditions shall be interpreted and governed by the applicable laws of the State of Arkansas without regard to choice-of-law principles. The failure of Limitless Ideas to act with respect to a breach of these Terms and Conditions by you or others does not constitute a waiver and will not limit Limitless Idea’s rights with respect to such breach or any subsequent breaches. You may not assign, transfer, or sublicense any or all of your rights or obligations under these Terms and Conditions without our express prior written consent. We may assign, transfer, or sublicense any or all of our rights or obligations under these Terms and Conditions without restriction. Any use of the term “including” or variations thereof in these Terms and Conditions shall be construed as if followed by the phrase “without limitation.” Notices to you (including notices of changes to these Terms and Conditions) may be made via posting to the Limitless Ideas Sites or by e-mail (including in each case via links), or by regular mail. Without limitation, a printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

23. Filtering

This is to notify you that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available from https://en.wikipedia.org/wiki/Comparison_of_content-control_software_and_providers. Please note that we do not endorse any of the products or services listed on such a site.

24. Know Your Rights

Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer

Click here for the online PDF version of “Know Your Rights Under FCRA.”

Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552. A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check-writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA.

For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552. • You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information. • You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:

• a person has taken adverse action against you because of information in your credit report;
• you are the victim of identity theft and place a fraud alert in your file;
• your file contains inaccurate information as a result of fraud;
• you are on public assistance;
• you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
• You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
• You have the right to dispute incomplete or inaccurate information.

If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. • Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. • Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
• You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
• You many limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688).
• You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
• Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact: TYPE OF BUSINESS: CONTACT: 1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates a. Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, DC 20552 b. Such affiliates that are not banks, savings associations, or credit unions also should list, b. Federal Trade Commission: Consumer Response Center – FCRA in addition to the CFPB: Washington, DC 20580 (877) 382-4357 2. To the extent not included in item 1 above: a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks b. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and Insured State Savings Associations d. Federal Credit Unions a. Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050 b. Federal Reserve Consumer Help Center P.O. Box. 1200 Minneapolis, MN 55480 c. FDIC Consumer Response Center 1100 Walnut Street, Box #11 Kansas City, MO 64106 d. National Credit Union Administration Office of Consumer Protection (OCP) Division of Consumer Compliance and Outreach (DCCO) 1775 Duke Street Alexandria, VA 22314 3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division Department of Transportation 1200 New Jersey Avenue, S.E. Washington, DC 20590 4. Creditors Subject to the Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of Transportation 395 E Street, S.W. Washington, DC 20423 5. Creditors Subject to the Packers and Stockyards Act, 1921 Nearest Packers and Stockyards Administration area supervisor 6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration 409 Third Street, S.W., 8th Floor Washington, DC 20416 7. Brokers and Dealers Securities and Exchange Commission 100 F Street, N.E. 8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations Washington, DC 20549 Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional Office for region in which the creditor operates or Federal Trade Commission: Consumer Response Center – FCRA Washington, DC 20580 (877) 382-4357

26. Credit Application Consent / Disclosure

Please read before signing/accepting:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

You hereby acknowledge that you are over the age of eighteen (18) years, and that all of the information set forth in the credit statement is true, accurate, and a full and complete disclosure thereof. You are providing written consent under the Fair Credit Reporting Act for us and our affiliates, agents, successors, assigns, and service providers with whom you are matched to obtain a consumer credit report from a contracted credit bureau. You understand that you are submitting an application for credit and are consenting to the use of your credit report information. You authorize the holder of this application to verify all data contained in said application, using validation services through third-party vendors. If this application results in a Retail Installment Contract or Closed End Consumer Lease, you authorize any holder of the Retail Installment Contract or Closed End Consumer Lease or any person, firm or corporation requested to extend credit there under, (including any employee or agent of any of them) to communicate with your employer in order to verify your employment. You authorize any holder of the Retail Installation Contract or Closed End Consumer Lease, the creditor thereof, or any Attorney, debt collector, or collection agency to communicate any and all information concerning this application or debt to any credit reporting agency or other creditor. By providing your email address, you consent to receive electronic information such as monthly billing reminders, statements, and collection notices. You also acknowledge that we and our partners may use all contact information provided to contact you regarding your application, Retail Installment Contract, or Closed End Consumer Lease, account status, or future issues. You expressly consent and agree that we and our affiliates, agents, successors, assigns, and service providers may use written, electronic, and verbal means to contact you. This consent includes, but is not limited to, contact by manual calling methods, prerecorded or artificial voice messages, text messages, emails, and/or automatic telephone dialing systems. You agree that we and our affiliates, agents, successors, assigns, and service providers may use any email address or telephone number you provide, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether you incur charges as a result. You further acknowledge and agree that you will notify us and our affiliates, agents, successors, assigns, and service providers in writing of any change in your name, address, or employment within a reasonable time thereafter.

You agree that any and all acknowledgements provided by you in the Contract are provided to us in further consideration of the extension of credit to you and are essential terms of the Contract.

NOTICE TO CALIFORNIA CUSTOMERS: A married applicant may apply for a separate account.

NOTICE TO OHIO CUSTOMERS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

NOTICE TO NEW YORK CUSTOMERS: In connection with your application for credit, a consumer report may be obtained that contains information on your creditworthiness, credit standing, credit capacity, and general reputation. If you request, you will be informed whether a consumer report was obtained, and if so, you will be given the name and address of the consumer reporting agency that furnished the report. If your application is granted, subsequent consumer reports may be obtained in connection with any update, extension, or renewal of credit.

NOTICE TO RHODE ISLAND CUSTOMERS: Consumer reports may be requested in connection with this application.

NOTICE TO VERMONT CUSTOMERS: If an account is created, I authorize the obtaining of credit reports for purposes of reviewing or taking collection action on the account or for other legitimate purposes associated with the account.

NOTICE TO WISCONSIN CUSTOMERS: The interest of the creditor will not be adversely affected by a provision of a marital property agreement, a unilateral statement under Wisconsin Statutes §766.59 or a court decree under Wisconsin Statutes §766.70, unless you furnish a copy of such agreement, statement or decree to the creditor, or the creditor has actual knowledge of such provision before credit is granted.

REFUNDS: Returns and exchanges are permitted within 30 days of the delivery date for your jewelry purchase. The items must be unused and/or in original condition and packaging. Damaged/defective items can only be returned by mail and cannot be returned or exchanged in stores. Shipping Charges are non-refundable. Last chance, membership programs, clearance, or Sale items are final sale and cannot be returned or exchanged. Services rendered cannot be returned or exchanged.

27. Limitless Ideas In-Store Credit Application

LIMITLESS IDEAS SOFT INQUIRY CREDIT APPLICATION DISCLOSURE
Authorization, Identity Validation, Credit Access, and Required Consumer Rights Acknowledgment

By submitting this application for an In-Store Credit Account with Limitless Ideas, you are authorizing Limitless Ideas to collect, verify, and evaluate the personal information necessary to determine your eligibility for a credit line to be used exclusively at https://limitlessideas.com. This application process includes identity validation, credit assessment, and administrative verification procedures. Limitless Ideas is not a financial institution, lender, or bank; however, it does extend credit for use only within its own designated platforms, products, and services.

1. PERMISSION TO ACCESS YOUR CREDIT REPORT
   In compliance with federal law, we must obtain your full and informed consent before accessing your credit report. By submitting this application, you explicitly authorize Limitless Ideas to obtain and review your personal credit file from one or more consumer reporting agencies for the purpose of evaluating your creditworthiness in connection with opening a Line of Credit Account with Limitless Ideas.

This authorization is required under the following laws:

• Fair Credit Reporting Act (FCRA), 15 U.S. Code § 1681b: This law governs how credit information may be obtained and used. Under § 1681b(a)(3)(A), a business may access your credit report with your written instruction and in connection with a credit transaction initiated by the consumer.
• Gramm-Leach-Bliley Act (GLBA), 15 U.S. Code § 6801: This law requires institutions that collect financial information to protect and disclose how they use and share that data.
• Truth in Lending Act (TILA), 15 U.S. Code § 1601 et seq.: This law mandates clear disclosure of terms when credit is extended, ensuring transparency for consumers in financial and credit agreements.

Under these laws, you have the right to know what information we collect, how it is used, and that your credit information will only be used for evaluating your eligibility for a Limitless Ideas Store Credit Account.

2. ADMINISTRATION FEE REQUIREMENT
   After submitting this application, you must pay a $99.00 non-refundable administration fee. This fee covers the cost of credit review, identity verification, system processing, and account evaluation services. Your application will not be reviewed until the $99 fee is received. If the application is submitted without payment, it will remain in pending status and may be automatically held due to non-compliance with our application process.

This fee is non-refundable unless Limitless Ideas is unable to provide you with any credit line or offer. Once submitted and reviewed, if a line of credit is approved, the amount will be based on your creditworthiness, verification results, and additional internal criteria.

3. DECISION TIMEFRAME
   Once your completed application and administration fee have been received, our internal team will evaluate your application. You will receive a response regarding your approval status and your initial credit limit within 72 business hours via email or a phone call from our Member Services Department. Please ensure your contact information is accurate and up to date when submitting this application.
4. CONSENT TO POLICIES, TERMS, AND CONDITIONS
   By submitting this application and completing payment of the administration fee, you agree that:

• You are providing accurate and truthful information.
• You are giving full permission to Limitless Ideas to pull your credit report for evaluation.
• You accept all Terms of Use, Privacy Policies, and Credit Program Guidelines found on our website.
• You understand that Limitless Ideas is not a bank or lender and that the credit line extended is usable only at the Limitless Ideas Store and/or affiliated membership platforms.
• You understand that Limitless Ideas will report payment activity to one or more consumer credit reporting agencies.

For further clarification, or if you would like a copy of our Terms of Use and Credit Program Guidelines prior to submitting this application, please contact us at 800-284-9060 or support@limitlessideas.com.

By clicking “Submit Application,” you acknowledge that you have read, understood, and agreed to all the above terms and that Limitless Ideas is authorized to proceed with processing your application in accordance with applicable federal and state laws.

25. Membership Application Disclosure Overview

This Membership Program Credit Application Disclosure sets forth the terms, conditions, and legal authorizations associated with applying for a Membership Credit Account through Limitless Ideas. By submitting an application for participation in any of Limitless Ideas’ proprietary membership programs specifically, but not limited to, the ReStart, Fresh Start, or Entrepreneur Membership Programs the applicant acknowledges and consents to the performance of identity verification protocols and a soft inquiry (commonly referred to as a “soft pull”) of the applicant’s credit report for the sole purpose of determining eligibility for an internal credit arrangement. Limitless Ideas is not a financial institution or lender but operates a credit system for use exclusively within its designated store and platform.

Pursuant to the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681b(c), a soft inquiry is permissible where the consumer has provided explicit written or electronic consent for pre-qualification and account review purposes. A soft inquiry does not affect the applicant’s credit score and is not visible to third-party users of the applicant’s credit profile. Additionally, in accordance with the Gramm-Leach-Bliley Act (GLBA), 15 U.S.C. § 6801, Limitless Ideas has a legal duty to safeguard consumer financial information and disclose how that information is used and stored. Accordingly, by submitting this application, the applicant authorizes Limitless Ideas to access their credit information and personal identifiers solely for evaluating eligibility for a Membership Credit Account.

As a condition precedent to the review and processing of the application, the applicant must remit the full membership fee applicable to the selected Membership Program. This membership application fee is mandatory, non-waivable, and is not to be construed as a deposit or credit toward the applicant’s in-store credit limit. Failure to remit payment of the appropriate membership fee at the time of application will result in the application being deemed incomplete and administratively on hold without further review. The membership fees covers internal processing, identity verification, account structuring, onboarding into the selected membership tier, and access to exclusive membership privileges and benefits.

Upon receipt of a completed application and full membership fee, Limitless Ideas will evaluate the submission within seventy-two (72) business hours. Notification of the application outcome, including whether the applicant has been approved and, if so, the initial credit limit and terms of use, will be delivered via the contact information provided. Applicants are advised to ensure that their email address and telephone number are accurate and monitored regularly. Any approval granted is conditional and revocable and shall remain subject to ongoing compliance with Limitless Ideas’ Terms of Use, Privacy Policy, Membership Program Rules, and internal creditworthiness assessments.

By submitting the application and rendering payment of the applicable membership fee, the applicant affirms their full understanding and acceptance of all Limitless Ideas policies, agrees to the performance of a soft credit inquiry in accordance with federal law, and consents to Limitless Ideas reporting payment activity to one or more consumer credit reporting agencies. Further, the applicant acknowledges that the Membership Credit Account shall be utilized exclusively for Limitless Ideas products, services, and related benefits, and shall not be transferrable, shareable, or redeemable outside of the Limitless Ideas platform. The submission of the application constitutes a binding agreement to the terms herein, and no review of the application shall occur in the absence of full and timely payment of the required membership fee.

 

 

25. How to Contact Us

If you have any questions or comments, please contact us at 800-284-9060 or by mail at the following address: LimitlessIdeas.com; 2470 Windy Hill Road, Suite 410, Marietta, Georgia 30067 and for all mailing needs, please send to 3000 Windy Hill Road P.O. Box 671612 Marietta Georgia 30006. Please note that e-mail communications will not necessarily be secure; accordingly, you should not include credit card information or other sensitive information in your e-mail correspondence with us. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the Georgia Department of Consumer Affairs by mail at 2 Martin Luther King, Jr. Drive, SE, Atlanta, GA 30334, or by telephone at (404) 651-8600.

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